hi everyone. looking sincere , constructive advice.
here's i'm financing now:
2011 chrysler 200 limited (roughly $6,000.00 negative equity)
2012 jeep compass (roughly $4,000.00 negative equity)
monthly payments: $709
still have 5+ years pay both cars off.
here's offer got:
(these leased, 15,000 miles, 36 month)
mercedes e-class
mercedes glk
downpayment: $10,000.00
monthly payments: $1,100.00 down $1,000.00
or
(these leased, 15,000 miles, 36 month)
mercedes c-class
mercedes glk
downpayment: $10,000.00
monthly payments: $900.00 down $850.00
trading in old vehicles , dealership pay outstanding balance/debt on vehicles, have in writing. pay $22k+ of chrysler 200 , $18k+ of jeep (their trade in value $17,5k , $14,5k respectively). in addition cars mentioned above, cleared off of old ones.
we're looking @ $390-$290 difference p/ month on first , $190-$140 on second option. i'm not interested in owning car, potentially trade off @ end of 3 years more recent model.
guys think? deal? buying (what own now) vs leasing (the vehicles mentioned above)? thanks!
no offense, wrong america.
have 2 virtually brand new vehicles, upside down on both substantial margin on each, 5+ years me says @ least 6 year loans, , want dump them , lose more money lease couple more cars can't afford, each alone worth more 2 upside down on combined?
if aren't interested in buying vehicles, why on earth did buy 2011 within last year, , turn around , again 2012 within last what, 6 months?
$10k downpayment lease $1000+ payments duration? realize paying off loans upside down on, not dealer. dealer rolling negative equity lease, , knows don't understand that. wait buyout/balloon payment @ end of lease too.
live below means. isn't lease vs. own debate, common sense vs. no common sense. somewhere america has lost this, every college grad (not saying one) or thinks can afford/need car far beyond means. borrowing hilt, still haven't learned our lesson.
if you, op, stick have. cars new, own them unlike lease, , barring totaling them, crawl out being upside down on them once them paid off, should manage keep them 6 years or long loans for; really, think stuck in situation.
Forums Mac Community Community Discussion
- iPhone
- Mac OS & System Software
- iPad
- Apple Watch
- Notebooks
- iTunes
- Apple ID
- iCloud
- Desktop Computers
- Apple Music
- Professional Applications
- iPod
- iWork
- Apple TV
- iLife
- Wireless
No comments:
Post a Comment